CG Consulting, Inc. | Business Credit Report

Business Credit Report




Total Price: $2,777.00

 

Business Credit Reports are considered an insightful, accurate, historical and enlightened information source for companies and individuals that are seeking to initiate a business credit relationship with other businesses.


Business Credit Report:



Business Credit Reports are considered an insightful, accurate, historical and enlightened information source for companies and individuals that are seeking to initiate a business credit relationship with other businesses.


Strong business credit scores are the key to getting your company approved for trade credit and financing. Every business has credit scores, as well as business credit reports. In the same manner that your personal scores serve as financial ratings, your business credit scores rank the creditworthiness of your business.


Several factors go into the calculation of these figures, which can range from 0 to 100, with scores of 75 or more indicating excellent credit. Credit scores are calculated by reporting agencies such as Dun & Bradstreet and Experian.


Did you know that 37% of small businesses rely on credit cards to meet their capital needs?

Business credit reporting companies are in the business of gathering the most predictive information on individuals and companies beforehand in order to assure that a company that has an interest in providing credit to another company or individual will have less worries on whether or not they will get paid and will not have to concern themselves with the risk associated with not knowing the borrowers history. The four major business credit-reporting agencies are:


OUR SERVICES INCLUDE
• Dun & Bradstreet PAYDEX Score
• Experian Intelliscore Plus
• Equifax Business Credit Report
• FICO LiquidCredit Small Business Scoring Service (SBSS)


Like your personal credit, your company has its own separate business credit profile. This information impacts your chances of getting a business loan, corporate liability credit cards, supplier trade terms and more. Having a good business credit score will help you get approved for financing and receive lower interest rates for your business loans and credit cards. Unfortunately, 45% of small business owners didn’t even know they had a business credit score, and over 80% of small business owners don’t know how to interpret their scores.


According to the Small Business Association, banks charge businesses with good credit ratings half as much interest on credit cards as those with poor credit (9 percent versus 18 percent.) As you build a stronger business credit history, you should be able to negotiate lower interest rates on your cards.


Call us today to create or improve your business credit report.


*Prices may be changed at any time without further notice. We reserve the right to change our services, products and prices at any time without further notice. However, if you have ordered but not yet paid for a product or service, we guarantee the price for five (5) business days from when the order was placed. Although CGCI Independent Distributors may answer hypothetical questions during a presentation, such responses are for illustrative purposes only because CGCI lacks detailed, verifiable, factual information until the prospective client provides documentation of corporate structure, business goals, and corporate and personal financial strength--which may include financials, projections, tax returns, Dun & Bradstreet D-U-N-S Report, Experian SmartBusinessReport, PayNet and Fair Isaac Small Business Scoring Service. Therefore, answers to hypotheticals are limited to the information available at that time and cannot be relied upon until the prospective client:  a) completes the corporate client checklist and corporate data form, b) is interviewed by CGCI corporate office, c) reviews and executes the Agreement, d) pays the agreed upon fee, and e) CGCI accepts and approves clients Agreement. Fee stated may change based on your company specific goals and objectives.